Steps to Download Documents from DigiLocker

DigiLocker is a government-backed digital platform that allows Indian citizens to store and access important documents online. Whether you need your Aadhaar card, PAN card, driving licence, or educational certificates, DigiLocker provides a secure and paperless way to access these documents anytime. If you are wondering how to download documents from DigiLocker, this guide will walk you through the entire process step by step.

What is DigiLocker?

DigiLocker is an initiative by the Government of India under the Digital India programme. It offers a cloud-based platform where you can store, access, and download essential documents in digital format. These documents are legally recognised and accepted by banks, financial institutions, and other government agencies.

Benefits of Using DigiLocker for Documents

• Easy Access – Retrieve documents from anywhere, anytime.
• Paperless and Secure – Eliminates the need for physical copies.
• Legally Valid – Recognised under the IT Act 2000.
• Widely Accepted – Used for KYC verification, personal loan applications, and government services.

How to Download Documents from DigiLocker

Follow these simple steps to download your documents from DigiLocker:

Step 1: Register on DigiLocker

1. Visit the official website DigiLocker or download the mobile app from Google Play Store or Apple App Store.
2. Click on ‘Sign Up’ and enter your mobile number linked to Aadhaar.
3. Verify with the OTP sent to your mobile number.
4. Set up a username and password to complete the registration.

Step 2: Log in to Your DigiLocker Account

1. Open the DigiLocker app or website.
2. Click on ‘Sign In’ and enter your registered mobile number or Aadhaar number.
3. Enter the OTP received for authentication.
4. Alternatively, you can use your username and password to log in.

Step 3: Fetch Issued Documents

DigiLocker automatically fetches documents from government databases when you link your Aadhaar.

1. Go to ‘Issued Documents’ on the dashboard.
2. Click on ‘Fetch Documents’ and select the issuing authority (e.g., UIDAI for Aadhaar, CBSE for mark sheets).
3. Enter your details (Aadhaar number, roll number, etc.) and click ‘Get Document’.
4. Your document will be fetched and stored in your DigiLocker account.

Step 4: Download Your Documents

1. Open the ‘Issued Documents’ section.
2. Find the document you need (e.g., Aadhaar card, driving licence, PAN card).
3. Click on ‘Download’ or ‘Save as PDF’.
4. The document will be downloaded to your device and can be used for online verification or printing.

Where Can You Use DigiLocker Documents?

Documents downloaded from DigiLocker are widely accepted in various sectors, including:

• Personal Loan Applications – Many banks and NBFCs accept DigiLocker documents for instant KYC verification.
• Government Services – Used for passport applications, voter ID verification, and PAN card applications.
• Educational Institutions – Schools and universities accept mark sheets and certificates from DigiLocker.
• Employment Verification – Employers accept digitally verified documents for background checks.

How DigiLocker Can Help in Getting a Personal Loan

If you are planning to apply for a personal loan, having digitally verified documents can speed up the process. Many lenders now accept DigiLocker KYC, reducing paperwork and approval time.

Advantages of Using DigiLocker for Personal Loan Applications:

• Instant KYC Verification – No need to submit physical documents.
• Faster Loan Approvals – Reduces processing time.
• Secure and Reliable – Documents are verified directly from issuing authorities.

Conclusion

DigiLocker is a convenient and secure way to store and access essential documents. Now that you know how to download documents from DigiLocker, you can easily retrieve your Aadhaar, PAN, driving licence, and other important documents whenever needed. Whether you need them for KYC verification, government services, or a personal loan, DigiLocker ensures a hassle-free experience.